How we handle your information.

Melissa LeMay Financial ("we," "us," or "our") respects your privacy. This policy explains what information we collect through this website, why we collect it, how it is stored, and the choices you have. It applies to this website only — not to information you may share with an insurance carrier or other company through a separate application or account.

By using this site or submitting the contact form, you agree to the practices described here.

As an insurance professional, we may collect, use, and disclose nonpublic personal information as permitted by applicable law, including applicable financial privacy regulations. This policy describes our website practices and does not replace any privacy notices provided in connection with insurance products or services.

If you become a client of Melissa LeMay Financial, you may receive additional privacy disclosures regarding the collection and use of nonpublic personal information in connection with insurance products and services.

We collect only what you choose to give us, plus limited technical information that comes with visiting any website.

• Contact form submissions — your name, email address, phone number (if provided), the topic you select, and the message you write
• Information you share directly — details you send by email, phone, or during a consultation
• Site usage data — standard technical information such as browser type, device type, approximate location, referring page, and pages viewed

We do not request Social Security numbers, financial account numbers, or detailed medical information through this website contact form.

• To respond to your question and schedule a consultation
• To follow up about topics you asked about, such as life insurance, business protection, college planning, or retirement
• To maintain records of our communication with you
• To keep the website secure, functional, and useful
• To meet recordkeeping or other obligations that apply to our work

We do not sell your personal information, and we do not share it with third parties for their own marketing purposes.

By submitting information through this website, you consent to being contacted regarding your inquiry. You may opt out of marketing communications at any time by contacting us.

This website may use cookies and similar technologies to support website functionality, improve performance, and understand general website usage. These technologies do not identify you personally by name.

Most browsers let you block or delete cookies in your settings. Blocking them may affect how parts of the site behave. If we add advertising or cross-site tracking tools in the future, this policy will be updated before they are used.

We use a small number of service providers to operate this website. They may process your information on our behalf, and only for that purpose:

• Supabase — our hosted database provider, which securely stores contact form submissions
• Website hosting and content delivery providers, which serve the pages you view
• Google Analytics, to measure general website usage

We use service providers that assist with website hosting, database management, communications, scheduling, or other administrative functions. These providers are authorized to process information only as necessary to provide services to us.

These providers are not permitted to use your information for their own purposes. We do not sell personal data to anyone. We may disclose information if required by law, or where necessary to protect our legal rights.

Contact form submissions are transmitted over an encrypted connection and stored in a protected database with access controls. The public can submit the form, but submissions can only be read by authorized administrators of this site. We use reasonable administrative, technical, and organizational safeguards designed to protect information submitted through this website.

No method of transmission or storage is completely secure, so we cannot guarantee absolute security. We retain contact submissions only as long as needed to respond to you and to maintain reasonable business records.

If we determine that a security incident has affected your personal information, we will provide any notifications required by applicable law.

Depending on where you live, you may have the right to request access to the personal information we hold about you, ask us to correct it, or ask us to delete it. You may also ask us to stop contacting you at any time.

To make a request, email mlemayfinancial@gmail.com or call (518) 598-3177. We may need to verify your identity before acting on a request, and some information may be retained where the law requires it.

This website is intended for adults. We do not knowingly collect personal information from children under 13. If you believe a child has provided information through this site, please contact us and we will remove it.

We may update this policy as our practices or applicable laws change. When we do, we'll revise the "last updated" date above. Material changes will be reflected on this page.

Questions about this policy or about how your information is handled? We're happy to talk it through.