
Saratoga Springs, NY 12866
Helping families make informed decisions — one conversation at a time.
Hi — I'm Melissa. Plan with Melissa LeMay is my practice, and I work with families and business owners on the everyday questions that shape long-term security: protecting the people you love, preparing for college, thinking about retirement, and looking out for the business you've built.
What I love most is the moment someone finally understands their options in plain language. No pressure, no complicated terms — just a real conversation.
Whether it's protecting a family's income or the business behind it, my goal is the same: help you make an informed decision you feel good about — today and years from now.
Why I do this
I've seen how much peace of mind comes from finally understanding your options. That moment is what I'm chasing in every meeting.
Local roots, wider reach
Offices in Saratoga and Montgomery County — and clients across NY, MA, FL, VT, VA and beyond, from families to business owners to small teams.
Outside of the Office, You'll Find Me
You'll find me volunteering in the communities I work with, exploring nature's beauty, supporting my son at his sporting events, on weekends at the local dirt track cheering on my husband and race car friends, or catching up with clients who have become friends over the years.

My job isn't to sell you a product — it's to make sure you understand the choice in front of you well enough to make it your own.